Investment Opportunities and Selling Solutions
Valuing and Selling Policies
Understanding the true value of a life insurance policy is crucial for policy owners considering selling their policy through a life settlement. At Century Wealth Plans, we offer specialized services to help policy owners accurately assess the value of their policies. This process involves evaluating factors such as the policy's face value, the health of the insured, and the projected premium costs. Furthermore, we assist in navigating the life settlement market to find reputable buyers and secure the best possible offer, ensuring a smooth and transparent transaction. Our expertise in tax and risk management also allows us to advise on potential financial impacts, helping clients make informed decisions that align with their overall financial goals.
Life Settlement Investment Options
Life settlements represent a compelling component of alternative investments, offering the possibility to invest in the secondary market for life insurance policies. When policyholders decide they no longer need or can afford their life insurance, they have the option to sell their policy for more than its cash surrender value but less than its net death benefit. Investors can purchase these policies at a discounted rate, continuing the premium payments, and ultimately receiving the death benefit upon the policyholder's passing. This investment not only provides substantial returns relative to the risk but also contributes to providing liquidity to those needing to offload their policies for immediate financial needs.
We're here to help you improve your financial situation. We understand that managing money can be a difficult and stressful task, but you don't have to do it alone.